Introducing Virtual US Bank Accounts

We're excited to announce virtual US bank accounts on Fuse. Powered by Bridge, users can create a virtual US bank account to get paid in USD and automatically receive USDC in their Fuse wallet.

Get your virtual US bank account now by downloading Fuse.

The missing link in crypto payments

Direct payments are the simplest way to receive USDC in your Fuse wallet.

This eliminates the need for costly on-ramping providers and the hassle of transferring USD to a centralized exchange, converting it to USDC, and then sending it to your wallet.

However, the challenge is that to receive USDC, the person making the payment needs to:

1. Have USDC

2. Be able to send USDC

3. Navigate across multiple blockchains and understand network fees

This makes receiving USDC practically impossible for 99% of today’s payments. We're changing that with virtual US bank accounts.

A seamless on-ramp for USDC

Powered by Bridge, users can create a virtual US bank account to receive USD via regular bank transfers—whether it’s for personal payments, services, or rent—and it will automatically land as USDC in their Fuse wallet.

This means:

1. Get paid in USDC through traditional bank transfers

2. Eliminate the need for multiple platforms and transfers

3. Skip expensive on-ramp fees

It's simple: senders use familiar USD bank transfers, while you receive USDC in your Fuse wallet—all for a low 0.1% conversion fee.

A complete financial system in your wallet

Pair this with Fuse Card (launching soon for US residents), and you have a smart wallet that seamlessly transacts both on and offchain:

1. Receiving: USD → USDC (automatic via your virtual US bank account)

2. Earning: Earn yield on your USDC with Fuse Earn 

3. Spending: USDC → USD (seamless via Fuse Card)

For senders, it's just another bank transfer. For merchants, it's a normal card payment. For you, it's a smart wallet that unlocks the benefits of self-custody, stablecoins, and a programmable, global financial ecosystem.

How to get started

Download Fuse and create your virtual US bank account. To get started, tap 'Receive' on the Fuse dashboard, select 'Fiat', and complete the quick KYC application.

Make sure to also join our Telegram group and visit the Fuse Support Center.