What is a Fuse Virtual Bank Account?
Users can create a virtual US bank account on Fuse enabling them to accept regular bank transfers – payment for services, rent collection, or personal payments – and receive USDC automatically in their wallet. Powered by Bridge.
A Fuse virtual bank account enables you to:
Get paid in USDC via a regular bank transfer
Eliminate the need for multiple platforms and transfers
Skip expensive onramp fees
It’s simple: senders use familiar USD bank transfers, while you receive USDC in your Fuse wallet.
How to create a Virtual Bank Account?
Navigate to the Fuse Dashboard and click the “Receive” button.
Select 'Fiat', and complete the quick KYC application.
Once your KYC is approved, you will get a virtual bank account number to share with payers.
Accessing your Virtual Bank Account details
To access your virtual bank account details, navigate to the Fuse Dashboard, click the “Receive” button, and select 'Fiat'.
You can view your virtual bank account number, name, beneficiary name, and bank address here. You can accept USD to this account number via bank transfer and receive USDC in your Fuse wallet.
Your Fuse virtual account number is used only to receive payments. To off-ramp assets from your Fuse wallet, read our guide here.
Deposit Options
Eligible
You can receive funds to your Fuse Virtual Bank Account via:
ACH
Wire
SEPA
Not Eligible
Fuse Virtual Bank Accounts do not support incoming transfers from Venmo and Apple Pay
Please note: Your Fuse Virtual Bank Account does not support direct debit. It cannot be linked to apps like Venmo or trading platforms for outbound transfers. It’s designed solely for receiving bank transfers. These transfers are automatically converted to USDC and deposited into your Fuse wallet. The virtual account itself does not hold a balance — it's a passthrough mechanism.
Transfer Limits
For US residents:
From your bank account: no limits
From individuals: $4,000 per transaction
From businesses: no limits
From payroll platforms like Deel, Gusto, and Upwork: no limits
For non-US residents:
From your bank account: no limits
From individuals: $4,000 per transaction
From businesses: no limits
From payroll platforms like Deel, Gusto, and Upwork: no limits
Available Regions
Virtual bank accounts are available for users in most of the US, Canada, Europe, Australia, UAE, Japan, India and many other countries around the globe.
For US users, it is unavailable to those with principal residential or operating addresses in New York and Alaska.
